It?s a vicious cycle. Many families in this country cannot afford the skyrocketing cost of higher education without student loans. But many graduates cannot find a job and cannot pay off the loans. As a result, they wind up in a much deeper hole (as the interest and collection fees accrue) with no way out.?
Student loan debt in the U.S. now totals more than $1 trillion. That?s more than all the outstanding credit card debt in the country.
A recent report by the National Association of Consumer Bankruptcy Attorneys found that both students and parents are borrowing at record rates.?
College seniors who graduated with student loans in 2010 owed an average of $25,250, up five percent from the previous year. Parents had an average of $34,000 in student loans for their children. The report says the number of these parental loans has jumped 75 percent since 2005-2006.?
?These are enormous numbers,? saysIke Shulman, a bankruptcy attorney in San Jose, Calif.? ?They?re basically setting us up for having a large number of fellow citizens become economically non-functional for the rest of their adult lives.??
Growing numbers of people are being crushed by this debt -- unable to pay and unable to get relief. A recent nationwide survey of bankruptcy attorneys by NACBA found that most (81 percent) had seen a spike in the number of people with student loan debt looking for help. But in most cases, there is nothing a lawyer can do.?
Current law makes it almost impossible to discharge student loan debt through bankruptcy. And unlike other unsecured debt, there is no statute of limitations on student loans. Lenders can pursue borrowers to the grave.?
?It?s not fair and it needs to be corrected,? says NACBA president William Brewer. ?It is a debt bomb that could cripple our society.??
The association?s report says the country faces a serious economic threat from this growing mountain of student debt, one that could be every bit as devastating as the mortgage meltdown.?
?This will be a drag on the economy for the foreseeable future,? warns John Roa, an attorney with the National Consumer Law Center and NACBA?s vice president.?
It?s a problem for students and parents who co-signed loans Dave Ingham, a disabled Vietnam veteran who lives in Minneapolis, fears he could lose his savings and his house because he co-signed student loans -- now in default -- for his son. Ingham is being sued by collectors.?
His son Shannon has been unable to find work since October 2009. He?s now been diagnosed with acute anxiety disorder and depression. He?s still looking for work, but his father says the loan defaults keep him from getting hired.?
?It seems that whenever he comes close to a job interview, they run a credit check, see his loan defaults and the interview does not proceed,? Ingham said at a recent telephone news conference arranged by NACBA.??
Can something be done? With student loans backed by the federal government, someone in trouble can try to get the payments deferred or modified. There are even loan forgiveness programs.? With private loans, it?s pay or end up in default.?
The National Association of Consumer Bankruptcy Attorneys wants a ?safety net? under student loans, just as there is for other consumer lending.?
If you start a business that fails, they point out, you can file for bankruptcy and go on with your life. But college students -- or their parents -- don?t have the same protection.?
?We need to make some common sense reforms, something like creating an escape valve to relieve some of the pressure before the whole thing blows sky high,? says NACBA vice president John Roa. ?There?s no way to diffuse this bomb if the status quo remains the same.??
NACBA wants Congress to roll back the bankruptcy code to 1978, when borrowers who couldn?t pay off their student loans (private or government-guaranteed) could discharge that debt in bankruptcy.?
Rep. Steve Cohen,(D-Tennessee), has introduced a bill, H.R. 2028: Private Student Loan Bankruptcy Fairness Act, which would treat private student loan debt the same as other consumer debt.?
Congressman Cohen says his bill would ?restore fair treatment to Americans in severe financial distress? and give ?an honest but unfortunate debtor a chance for a financial fresh start.??
The bill is supported by the American Association of Community Colleges, the American Association of State Colleges and Universities, the American Council on Education and the American Federation of Teachers, as well as various consumer groups.?There is currently no formal opposition.
The idea of making it easier to discharge student loan debt via bankruptcy will not sit well with those who backed bankruptcy reforms passed in 2005. Clearly, getting the law changed is a long-shot.?
Dave Ingham says he doesn?t know how to solve the current situation. But he believes something should be done before others face the same financial ruin he does.?
?It?s something that?s really out of control,? Ingham says. ?There are thousands and thousands of us out there who need help with this situation. Please do not give up on us.??
Read:? NACBA report and member survey on student loan debt??
Find helpful information at: StudentLoanBorrowAssistance.org?
Are you struggling with student debt? Share your thoughts on Facebook.
Buy Cheap Cell Phones Available for sale ? Only Should they Have These Accessories | Meta Read
February 22, 2012scottUncategorized
With all the decreasing costs of cell phones and also the increased requirement of mobile communications for the diverse choice of people, cheap phones became a common scene. Either oahu is the smartphone manufacturer offering them by slashing prices, or it is the storekeeper offering heavy discounts on old phones. However, a mobile phone is not complete and should not experience optimum usage unless and until it?s some specific accessories. The expense of these accessories will depend on the manufacturer and style of mobile which you have bought. For instance, the cost of a selected brands? headphone can be add up to the cost of the starter styles of another phone manufacturer. Therefore, if you?re buying cheap phone at a sale, make certain that these accessories are a part of the deal:
Headphones:
When an audio track oriented mobiles first invaded the marketplace, they did not offer headphones, currently cheap cell phones provide rudimentary and standard headphones to be a bundle. Some cellular phone models and vendors in addition provide special deals and discounts on other accessories like bluetooth earpiece, etc. Always ask around these discounts while you?re at it. Therefore, ensure that you pay attention to them for anyone who is the purchase of a cheap phone.
Data Wire:
An information wire is extremely expensive based on the mobile brand that you simply own. When the first cellphones that might be synced together with the computer were launched, data wires cant be found offered inside the package, currently, with business phones and multimedia phones carving a distinct segment for these people in the mobile market, data wires have grown to be part of your complete phone package. Search for the info wire before buying an inexpensive cellphone for sale.
Mobile phone Pouch:
Though this really is still something which is offered about the high end phones such as Blackberry, it never hurts to ask a dealer whether they can give you a pouch in the lesser price since you are already investing in a cellphone at their store. As the pouch might seem a weird contraption the land put it on, you?ll learn how useful during rain, or during those times if you cannot hold you mobile within your hand however need to realize that it is actually safe. Phone pouches might be clung with a waist belt and the insides on the trouser pocket, to make sure that the cellular phone doesn?t disappear or maybe not stolen.
Mentioned a few of the extra accessories which can be quite needed for the mobile, and would cost quite a lot if you intend to order them later. Fat, the key accessory may be the Data Card, when it comes to mobile phones which support data cards and external memory. Some mobiles use a 1 GB or 2 GB data card available, determine if you can aquire higher capacity cards for no more.
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always be able to possess a six-pack you?ve to get rid involving that will excessive fat which sits in your stomach . The ab belts will perform your current abs together with tiny electronic pulses causing your own abs to become for you to contract just such as when you do a situp or crunch, but it will NOT cause you to shed weight from your regarding your It truly do not really force anyone to do severe perform outs technology transforms this device from the straightforward belt into a in to a higher performance machine for the abs result can be that you simply receive an efficient abdominal training that tightens, tones, as well as enhances all your of your abdomen muscles in simply half-hour every along with every day device starts generating Electronic muscle Stimulation technology (EMS), which stimulates the entire core, including the inner and out abs, as well as the obliques, that are notoriously hard in order to always be for you to workout . It will give you anyone offer you an "ab workout" however hoping that will this ab belt will give you an individual with the six-pack will depart an individual disappointed using the results is the be the become the first EMS product cleared using the FDA like a becoming a class II healthcare device regarding immediate sale to end up being for you to These kinds of intervals will function all the associated with the main muscles, in addition bring up the heart The flexbelt can be reported to offer the far better results, inside a a lot Today EMS healthcare wares are used and prescribed throughout extra regarding 5,000 clinics about the actual world .
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Unlike additional ab toners, the Flex Belt doesn?t call for a large time dedication or much more time invested inside the Some regarding its features consist of Let me explain can easily notice all the of the features of both, and then choose which one is the be may become the better value for money features its good and the also the poor The FDA offers approved this product simply because your prior Ab Belt was claiming excellent results together with small in order to become able to absolutely no proof . Moreover, there can be simply no price involved inside setting up an exercise program in home performing any little study around the Web within forums and also wellness weblogs there seems to be nobody claiming the Flex Belt works possess greater as compared to 40 a lengthy time of knowledge with designing and also manufacturing EMS devices with regard to both medicinal and A 6-week study confirmed that will 100% in the members saw improvements inside that short time period of time associated with The Flex Belt performs on the exact same principle . The Flex Belt web site truly provides visitors along with access to study studies, exactly where it outperformed various other ab machines, and also thermal scans that demonstrate how it approach it works in Do NOT buy the contour abs belt, examine out a few trustworthy online the actual internet reviews and also comparisons, consequently you can are generally in any position you?ll end up being in a position to discover your features that will various Let me explain in which half an hour, you?ll acquire actually hundreds of contractions, which in turn equates to be able to many a lot more sit-ups when compared with you can at any actually You can?t goal train the stomach muscles using this sort this kind of type of There will be absolutely no gym membership as well as simply no want to be able to invest money for that buy involving elliptical machines as well as treadmills .
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The FDA provides approved this item since the prior Ab Belt ended up being claiming fantastic outcomes together with small to be for you to simply no proof talked about before your Flex Belt doesn?t give adequate of the cardio workout you may be any mother with kids inside the home, or perhaps possibly the busy expert without having just about any period regarding exercise, or an elderly individual whom can?t perform rigorous physical exercise coaching then you will require The Actual Flex Belt associated with its features include medically grade, pre positioned Gel pads you may be the mother together with kids inside the home, as well as maybe the busy expert with out any kind of time regarding exercise, or perhaps an elderly individual which can?t carry out rigorous physical exercise coaching then you may want Your Flex Belt various other thing which you an individual simply must keep throughout bear in don?t forget is actually which although this technologies may seem new to become for you to you, it is not new in all . The outcome is that a person simply obtain an efficient abdominal training which tightens, tones, and enhances all your involving your abdomen muscles in simply half-hour each and also every This adds to become for you to its expenses since the actual alternative pads will also can also be costly to complete can be simply slide on the Flex Belt and in addition the scientifically confirmed and patented medical-grade technologies will perform in order to be able to stimulate your nerves within your core area in which causes your muscles to be able to contract along with No 1 desires to become for you to devote much more occasion performing research, consequently to create it quick as well as easy, we?ve posted hyperlinks at the best of You dont need to be in a gym or wearing workout clothes within order to get your complete rewards with the Flex Belt one fantastic thing about purchasing the actual Flex Belt on the particular internet can be which when a person do so, you?ll possess 60 times to become for you to attempt They get greater compared to 40 a lengthy time regarding knowledge at designing and manufacturing EMS devices pertaining to each medicinal and consumer usage . It fits snuggly against your own core, therefore it could be worn beneath your own The providers of this service offers its customers the guarantee which there funds will probably will likely be returned if they are may possibly be not really satisfied provides been utilized inside the medical industry pertaining to over 40 years, so you realize that you can are usually able a position to become in the position to have confidence in it to end up being able to work for Sales figures indicate which ab toners are generally generally greatest sellers upon this market, yet several number of tend to be way more efficient as compared to others . The difference in between the particular Flex Belt as well as it?s predecessors is the FDA provides been offered proof which this product could deliver an ab workout site actually provides visitors with access to research studies, where it outperformed other ab machines, and also thermal scans that will present how it approach it functions in users? cores can be absolutely no gym membership along with no want to become able to spend money for your buy regarding elliptical machines or These kinds of intervals will function all the regarding the main muscles, in addition carry up your current heart Its comfortable style indicates that you can are generally in any position you?ll be in a new position to even find about with your along with your together with your day although wearing it, that may mean playing catch using the kids, working, cooking or even This abs toner machine will not give this facility .
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The many effective way to burn up body fat and also strengthen the muscles will be through cardiovascular exercise along with fundamental power The flex belt can be much higher high quality compared to end up being able to the contour abs, and a lot more advanced within its design is a really can always be a excellent item in order to become for you to try, but make certain a person study the actual Flex Belt critiques before you acquire it starting any kind of cardio exercises, a new person 1st wants in order to always be for you to heat up by devoting several range of time to for a person to suit your needs to carrying out simple physique excess weight squats along with This abdominal toning belt functions so well because involving its efficient design shoppers might assume which this ab toner will be just yet another mediocre product, however within reality, it uses state of the art FDA medical grade technology, which is backed up simply by science along with research offers its good and the furthermore as well as the poor The obvious selection of ab belt will become the always be the flex belt, seeing as its a lot more up to much as date as well as much better quality, pertaining to slightly less of one?s money! With Regard To any a lot more comprehensive comparison in the contour abs and flexbelt ab toners, read the actual contour abs review . This cream is actually extremely costly and also you?ve got to create to utilize any specific sort of Obtain it and also test it regarding four It saves occasion and also serves the This cream can be really expensive as well as you?ve to make to utilize any particular type of cream treatment involving ourselves can be really crucial along with discovering probably the particular one associated with the actual most from our exercises can be a must . This cream is very expensive and you?ve got to use help make use of any particular type associated with cream as well as test it with regard to four weeks period as well as serves your purpose as well will be really pricey as well as you have to use help make to utilize the certain sort associated with Taking treatment associated with ourselves can be extremely crucial along with obtaining the most the one associated with the particular most from our workout routines could be the must . They have higher as compared to 40 a lengthy time regarding knowledge at designing and also manufacturing EMS devices pertaining to each medicinal as well as consumer usage which ab toners are generally best sellers on this market, nevertheless a amount of are usually way a lot more successful compared to others . It won?t obtain inside your way, along with throughout fact many folks who use this declare in which it offers these people the fantastic deal of back again assistance whilst it really is operating out his or her core muscles a new scientific study, 100% with the patients utilizing Your Flex Belt regarding 30 minutes per day noted a lot more powerful, harder abdominal muscles inside a mere six Read much more about the Many individuals write which they wear this in function or even in the vehicle about their own approach to function since it fits thus effortlessly underneath their particular The simply method to find out what this item is actually almost all regarding would be to always to consider a closer appear in it, consequently let?s get started .
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The folks about TV a person discover are not people which ever virtually any actually make use of the Flex Belt to obtain sixpack abs is really can become a author and researcher in products with regard to households such as the Results from the study proves the particular effectiveness with the Flex Belt an individual wish to improve your workout routine or even just don?t have time to for you to suit the needs to total any core workouts, the ab toning belt might always be what the particular Results from a study proves the effectiveness in the Flex Belt website is actually a be a excellent start, but we additionally suggest you verify out a couple of more trustworthy websites prior to making any choice with regards to this toner for your abs? viability . In its instruction manual simply no where it truly is pointed out in which a new wholesome diet program is required while making use of the The flex belt also provides several quantity of No one desires to become able to devote more occasion doing research, consequently to create it quick along with easy, we?ve posted back links at the top regarding this page one wants to end up being for you to commit more occasion performing research, consequently to make it quick along with easy, we?ve posted links at the best involving this page . In its instruction manual absolutely no exactly where it is really is pointed out that the wholesome diet plan is needed although utilizing the The flex belt as well provides several range of disadvantages one wants to always be for you to devote a lot more time carrying out research, thus to make it quick as well as easy, we?ve posted links at the leading of this page 1 desires to always be able to devote more time performing research, consequently to create it quick as well as easy, we?ve posted back links at the best regarding this page . There tend to be several amount of copycat items available throughout a range of stores, which means you should help to make sure which you a person simply purchase the real thing, that is only sold No 1 wants to become able to devote a lot more occasion carrying out research, thus to create it quick and easy, we?ve posted links at the top associated with this page carrying out the little research around the Internet inside forums and well being sites there seems to become nobody claiming the Flex Belt works . The Flex Belt is patented, will be FDA approved and also has a 100% achievement rate hyperlinks lead to other reputable source sites in which not only discuss this ab toner, nevertheless some other devices as well as supplements as well folks tend to be generating a new commission off of a person in the should you purchase your Flex Belt through them occasion and funds through receiving a FREE in-depth review involving this product, including discounts as well as greatest prices, in When anyone acquire it online, you will additionally get a new complete 60-day guarantee around the product, which usually must give you an individual with plenty involving time for you personally your current needs to try it out along with observe for oneself if it works give you you offer you an "ab workout" but hoping that this ab belt will give you anyone offer you a six-pack will leave anyone disappointed with the results .
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This plugin created by Alexei91Buy Cheap Cell Phones Available for sale ? Only Should they Have These Accessories | Meta Read
February 22, 2012scottUncategorized
With all the decreasing costs of cell phones and also the increased requirement of mobile communications for the diverse choice of people, cheap phones became a common scene. Either oahu is the smartphone manufacturer offering them by slashing prices, or it is the storekeeper offering heavy discounts on old phones. However, a mobile phone is not complete and should not experience optimum usage unless and until it?s some specific accessories. The expense of these accessories will depend on the manufacturer and style of mobile which you have bought. For instance, the cost of a selected brands? headphone can be add up to the cost of the starter styles of another phone manufacturer. Therefore, if you?re buying cheap phone at a sale, make certain that these accessories are a part of the deal:
Headphones:
When an audio track oriented mobiles first invaded the marketplace, they did not offer headphones, currently cheap cell phones provide rudimentary and standard headphones to be a bundle. Some cellular phone models and vendors in addition provide special deals and discounts on other accessories like bluetooth earpiece, etc. Always ask around these discounts while you?re at it. Therefore, ensure that you pay attention to them for anyone who is the purchase of a cheap phone.
Data Wire:
An information wire is extremely expensive based on the mobile brand that you simply own. When the first cellphones that might be synced together with the computer were launched, data wires cant be found offered inside the package, currently, with business phones and multimedia phones carving a distinct segment for these people in the mobile market, data wires have grown to be part of your complete phone package. Search for the info wire before buying an inexpensive cellphone for sale.
Mobile phone Pouch:
Though this really is still something which is offered about the high end phones such as Blackberry, it never hurts to ask a dealer whether they can give you a pouch in the lesser price since you are already investing in a cellphone at their store. As the pouch might seem a weird contraption the land put it on, you?ll learn how useful during rain, or during those times if you cannot hold you mobile within your hand however need to realize that it is actually safe. Phone pouches might be clung with a waist belt and the insides on the trouser pocket, to make sure that the cellular phone doesn?t disappear or maybe not stolen.
Mentioned a few of the extra accessories which can be quite needed for the mobile, and would cost quite a lot if you intend to order them later. Fat, the key accessory may be the Data Card, when it comes to mobile phones which support data cards and external memory. Some mobiles use a 1 GB or 2 GB data card available, determine if you can aquire higher capacity cards for no more.
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Zinnie was tossed aside at a livestock auction where killer buyers purchase horses to ship them to slaughter. ?When Zinnie arrived at the livestock auction she was confused and scared. ?Cows were bellowing, pigs were squealing, people were yelling, hitting, waving noisy whips and sticks. ?Zinnie was so scared and feared that she would be stepping into a horse killers trailer at the end of the day.
After watching many other horses go before her, she was herded into the auction ring, where the bidding for her life began. ?Horse killers saw her only as dollars on hooves, waiting and bidding, trying to make as much as they could off of her meat. ?Zinnie looked around for a friendly face in the sea of angry, calculating people. ?Desperately she looked back and forth, up and down the grandstand, hoping against hope that someone there would rescue her from the evil in the room. ?The winning bid was called: SAFER. ?The horse killers lowered their head, they had been outbid and her life was spared. ?They would wait to bid on the next horse.
SAFER (Sanoma Action For Equine Rescue) took Zinnie to ?a foster home where her fears began to calm and she finally knew love and kindness once again. ?She knew she was safe at last. ?Zinnie is a 14 year old Thoroughbred mare, about 15.2 hands (62?) tall. ?She has an old injury in her hips, which makes her unable to be ridden except possibly light riding.
SAFER has been reaching out to the horse community doing everything they can to find her a home as they are unable to keep her at her foster home much longer, and no other foster home has been found. ?Zinnie would love to have a forever home, and if no forever home can be found, she will be humanely euthanized.
Zinnie is very well trained, someone really took their time training her after her racing days. ?She loads and backs out of trailers expertly, very nice to handle, well mannered and loves attention. ?She loves to be groomed, petted, and spoiled rotten by people who love her.
Please advocate for sweet Zinnie. ?She doesn?t have much time and she needs a forever home to call her own. ?Horse rescues across the nation are overwhelmed with unwanted horses, and are forced to turn horses away due to lack of room and resources. ?Horses that are turned away have no positive options: horse?rescues?are their last option. ?Please support horse rescue: adopt, don?t breed or buy!
To advocate for Zinnie, please visit her Pet Pardons page, click here.? Tell all your friends to advocate for her as well. ?She must have a home right away.
About the author: ?Tawnee Preisner?of Oroville, California is the Vice President of?Horse Plus Humane Society. She co-authors the?daily blog?for Horse Plus Humane Society in addition to being featured in many news articles and TV spots about animal welfare. Since Co-Founding Horse Plus Humane Society in 2003 she has rescued over 2,000 horses out of the slaughter pipeline and has founded many ground breaking programs for horse welfare.
ANKARA, Turkey - Thousands of soccer fans shouted slogans outside a Turkish courthouse Tuesday in support of 93 suspects, including the jailed president of the country's top soccer team, who went on trial in a massive match-fixing scandal.
Aziz Yildirim, president of the celebrated Fenerbahce soccer team, and other suspects have been charged in the scandal allegedly involving 19 league matches last season.
Fenerbahce, the champion of the Turkish league, was barred from the Champions League ? the biggest, most lucrative international soccer tournament ? because of its involvement in the match-fixing scandal. The team could be stripped of its domestic title, tossed out of the top flight and forced to play in a lower soccer league, penalties that could cost the club millions.
"The government might collapse, (chronic) inflation might go down but Fenerbahce can never be relegated!" Fenerbahce fans shouted outside the courthouse in Silivri, a town near Istanbul.
Match-fixing scandals last year tarnished leagues in Turkey, Italy, Israel, Finland and Greece even though UEFA, the governing body for European soccer, spent millions to monitor betting and investigate cases in which players and referees were allegedly bribed. Match-fixing scandals were also reported in Africa and Asia.
Match-fixing can generate enormous profits and according to Interpol has often involved Asian crime syndicates. FIFA, the world soccer body, estimates that fixers make between $5 billion and $15 billion in profits each year from manipulating matches across all sports, which attract $500 billion in wagers with legal and unlicensed operators.
The head of the Turkish Football Federation and two of his deputies resigned last month following a controversy on how to deal with teams implicated in the match-fixing scandal, which has implicated officials or players from at least eight Turkish clubs.
Yildirim, who has denied any wrongdoing, is accused of establishing a crime ring and match-fixing, according to the indictment which includes records of wiretapped conversations between the suspects who allegedly exchanged encoded messages.
He faces a maximum of 72 years in prison if found guilty. Prosecutors accuse Yildirim of attempting to manipulate 13 league games, mostly in the second half of the season, to edge Fenerbahce past then-leader Trabzonspor in the league standings.
Fenerbahce went unbeaten through the second half of the season and beat Trabzonspor to the title on goal difference. Officials with Trabzonspor, which replaced Fenerbahce in the Champions League, have also been implicated, along with officials and players from several other clubs.
The indictment accused some suspects of bribing rival team's players to play badly, or not play at all, and coercing referees to make favorable decisions.
In one specific case in the indictment, Yildirim is accused of ordering his aides to pay 100,000 euros ($134,000) to Istanbul Buyuksehir Belediyespor player Ibrahim Akin ahead of a match in May.
"I'll jump off the bridge if they can prove it," Yildirim told reporters during a break in the trial, the state-run Anadolu Agency reported.
Former Giresunspor president Olgun Peker, described as the main ringleader in a broad match-fixing scheme, is also charged. Peker faces maximum 115 years in prison, according to the indictment.
Fenerbahce risks having its name tarnished like Italian club Juventus, which was stripped of its 2005 and 2006 Italian league titles and sent down to play in a lower league until it worked its way back up into the top flight.
In December, Turkey's Parliament approved a sharp reduction in prison terms for match-fixing and hooliganism, a move that led to lighter sentences for any suspects found guilty in the match-fixing scandal. Parliament overrided a veto by President Abdullah Gul, who had argued that the amendments gave "the impression of a special arrangement" to save the suspects, including Yildirim.
Former Fenerbahce forward Emmanuel Emenike of Nigeria, who was detained and released without charge in July, is among 14 players charged over alleged match-fixing attempts. Emenike left Turkey following his release and joined Spartak Moscow without playing a game for Fenerbahce. He is on trial in absentia.
Emenike, who was playing for Karabukspor at the time, was reportedly promised a transfer to Fenerbahce in return for not playing in a match against the team ? an allegation Karabukspor has denied. The club said Emenike was injured a week before the game and has a doctor's certificate to prove it.
Emenike faces maximum three years in prison if convicted.
____
Associated Press writers Suzan Fraser in Ankara and Graham Dunbar in Geneva contributed.
Copyright 2012 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.
ORLANDO, Fla. (AP) ? The parents of a Florida A&M band member who died after being hazed filed a wrongful death lawsuit Monday against the owner and driver of the charter bus where the ritual took place, and revealed new details about what might have happened the night Robert Champion died.
The suit describes two types of hazing that took place before Champion died. During the first, pledges of a band clique known as "Bus C" run from the front to the back of the bus while other band members slap, kick and hit them, the lawsuit said. A pledge who falls can be stomped and dragged to the front of the bus to run again.
In another ritual known as "the hot seat," a pillow case was placed over the pledge's nose and mouth while the pledge was forced to answer questions. If a pledge got a right answer, the pillow case was removed briefly; a pledge with a wrong answer was given another question without a chance to take a breath, the lawsuit said.
A fellow pledge who was hazed with Champion said band members on the bus treated Champion more brutally than others, according to the lawsuit.
An attorney for the Champion family said he doesn't know exactly why he was on the bus. Champion was a drum major, a leader in the band, and had been a vocal opponent of hazing, attorney Chris Chestnut said.
Champion suffered blunt trauma blows and he died from shock caused by severe bleeding, authorities said. Detectives are investigating the death as a homicide.
The lawsuit said bus company managers knew that FAMU band members held hazing rituals regularly on buses after football games but did nothing to stop them, and they often times told bus drivers to ignore the hazing.
The bus driver on the night of Champion's death even stood guard outside the bus and forced the 26-year-old Champion back on the bus after he had exited to vomit, the lawsuit said. The lawsuit doesn't explain how Champion was forced back on the bus.
"Am I suggesting that this bus driver hit him? No," Chestnut said. "Am I suggesting that she knowingly aided and abetted? She opened a bus, it was running, the air condition is on. If that's not participation, then I don't know. You availed a venue."
Ray Land, the owner of Fabulous Coach Lines, said in an email Monday that he needed some time to prepare a statement. He told The Associated Press last year that the bus driver was helping students unload their instruments when Champion collapsed.
The lawsuit names the bus driver as Wendy Mellette, of Branford, Fla., where the bus company is located. No one answered the phone at that listing.
FAMU president James Ammons originally fired band director Julian White after Ammons said he failed to report hazing he knew about. White, who is now on administrative leave, denies that he didn't do enough.
Three people were charged after alleged band hazing ceremonies Oct. 31 and Nov. 1, when Bria Shante Hunter's legs were beaten with fists and a metal ruler to initiate her into the "Red Dawg Order," a band clique for students who hail from Georgia.
The Board of Governors ? which oversees Florida's 11 public universities ? launched its own investigation in November into whether FAMU officials had ignored past warnings about hazing. The Florida Department of Law Enforcement also is investigating the band's finances.
___
Associated Press researcher Judith Ausuebel in New York contributed to this report.
There?s quite a demand for anti aging skin care tips these days. Since we are living longer, this kind of response is really to be expected. You know that you can tell a lot about a person?s health and vigor through their skin. Anti aging skin care methods are varied, but we have a few in this article you will find helpful. laserska depilacija, beljenje zob cena, how to apply make up
The old cliche is that you are what you eat, plus your skin definitely reflects what you eat. If you were trying to lose weight and know what foods to avoid, then all of that applies to healthy looking skin. You can help your skin have a healthy glow by consuming the good fats as opposed to the bad ones.
Getting more essential fats in your diet isn?t only good for your heart and the rest of you, but it helps moisturize your skin. These can be found in fish oils, flaxseed oil, avocados and many types of nuts such as almonds.
At this time exercise is something that is highly recommended by a lot of folks for our wellbeing and a tactic for weight loss. Exercise will help the appearance of your skin. Your skin, as well as your entire body, will be greatly rewarded with exercise. Energetic types of exercises make us perspire and will help detoxify the skin. The more time you can spend outdoors, the more apt you will be to stay fit and trim. When you adopt a laid back lifestyle, you are just asking for surplus weight and will also be more apt to have skin that looks older than it really is.
Facial masks are a simple and inexpensive way to care for your skin at home. We recommend you know your skin type so you do not use something that may aggravate it. Always inquire about what is in any facial mask that you are about to get at local spas, etc. Cucumbers make a great facial mask, and you can mix cucumber juice with honey and coconut milk, which makes for a great combination of beneficial ingredients.
There are many people trying to keep up with the current trend of fitness, anti aging and living a healthier lifestyle. In this article, we?ve focused on the health of your skin, but many of these guidelines will help your entire body stay young longer. There are many things you can do to promote the health of your skin, and if you?re interested you can learn a lot more about this fascinating topic.
'The Vow,' starring Rachel McAdams and Channing Tatum, took in $41.7 million at U.S. and Canadian theaters from Friday through Sunday in the biggest domestic opening so far this year, according to studio estimates compiled by Reuters on Sunday.
Love story "The Vow" won the hearts of moviegoers with $51.4 million in global ticket sales over a pre-Valentine's Day weekend that featured stronger-than-expected performances from three new releases.
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"The Vow," starring?Rachel McAdams?and?Channing Tatum, took in $41.7 million at U.S. and Canadian theaters from Friday through Sunday in the biggest domestic opening so far this year, according to studio estimates compiled by Reuters on Sunday. Twenty international markets added $9.7 million, bringing the global total to $51.4 million.
Action movie "Safe House" featuring?Denzel Washington?and?Ryan Reynolds?took second place with an estimated $39.3 million domestically plus $10.2 million from 25 international markets. The worldwide total stood at $49.5 million.
The studios had projected domestic openings in the $20 million range for each of the top two finishers. To the surprise of industry executives, four movies topped $20 million each. That lifted the domestic weekend total for all films 29.3 percent higher than the same weekend last year, according to the box office division of Hollywood.com.
After the 2011 domestic box office ended with sales down 3.4 percent and attendance at a 16-year low, the early weeks of 2012 have produced a comeback.
So far this year, North American (U.S. and Canadian) ticket sales are running 19 percent ahead of the same point in 2011. A range of options has helped boost sales, said Paul Dergarabedian, president of Hollywood.com's box office division.
This weekend in particular offered a variety of films "that chased different audiences with each successfully drawing the targeted demographic, and the result was huge," he said. Sales for all films totalled $193 million.
"The Vow" was inspired by the real-life story of a husband who must win over his wife a second time after a car crash erases her memory of him. The movie was released this weekend to draw in couples ahead of Valentine's Day, said?Rory Bruer, president of worldwide distribution for distributor?Sony?Pictures. The film cost about $30 million to make.
"We grossed what it cost to make the film in the first two days. It's really a fantastic result," Bruer said.
"Safe House" had a higher budget of around $85 million that was financed by privately held Relativity Media and distributor Universal Pictures.
The movie features Washington as a rogue CIA agent who shows up at the?U.S. Embassy in South Africa. Reynolds plays a rookie operative who must bring him in. "People are back in the moviegoing mode" and audiences liked Washington in an "action antagonist role," said?Nikki Rocco, president of distribution for Universal Pictures.
In third place, family film "Journey 2: The Mysterious Island" starring Dwayne "The Rock" Johnson brought in $27.6 million, well ahead of studio projections of around $15 million.
The movie has brought in $74.7 million from international markets after opening in late January, bringing the global haul to $102.3 million. The 3D follow-up to 2008's "Journey to the?Center of the Earth" cost $79 million to make.
The movie tells the story of a man leading his stepson, a helicopter pilot and his daughter on a rescue mission set on an unusual island. "We dominated the family business," said Dan Fellman, head of domestic distribution for?Warner Bros.
'STAR WARS' STRIKES AGAIN
Families also turned out for a 3D remake of 1999's "Star Wars: Episode 1 - The Phantom Menace," which took fourth place domestically with $23.0 million. Distributor 20th Century Fox had hoped the film that tells the story of a young Anakin Skywalker, the boy who becomes Darth Vader, would bring in $20 million or more.
Sales in international markets hit $20.5 million, bringing the movie's weekend total to $43.5 million around the globe.
Last weekend's domestic winner, thriller "Chronicle" about three boys with superpowers, slipped to fifth place with $12.3 million.
The movie division of?Sony?Corp released "The Vow." "Safe House" was released by Universal Pictures, a division of?Comcast?Corp. News Corp unit 20th Century Fox distributed "Star Wars" and "Chronicle."Time Warner?Inc unit?Warner Bros. released "Journey 2."
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